Motorcycles are a cost-effective and efficient way to get around the Indianapolis area. However, to legally ride a motorcycle in the state, bikers must meet equipment and safety gear regulations, traffic laws, and license requirements. Violations of Indiana motorcycle laws can result in fines, loss of riding privileges and could cause serious accidents. By understanding these laws, motorcyclists can improve their safety on the road and prevent devastating wrecks.
Equipment Regulations
There are specific motorcycle equipment requirements in Indiana that ensure the safety of riders and other motorists on the road. Motorcycles are required to be equipped with the following:
- Brakes that can be operated by the hand or foot
- Rear-view mirrors, turn signals, speedometer
- At least one headlamp and no more than two, and follow Indiana visibility requirements
- Handlebars, no more than 15 inches above the seat
- Rear reflectors attached between 20 and 60 inches from the ground, and visible at night from between 100 feet and 350 feet
Failure to have these components could make a motorbike unsafe for use, putting the motorcyclists at risk of catastrophic harm in Indiana.
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Are Motorcycle Helmets Required in Indiana?
Motorcyclists in Indiana under the age of 18 are required to wear a helmet and eye protection. Residents with a motorcycle learner’s permit are also required to wear helmets.
How to Get a Motorcycle License in Indiana
Indiana residents must be at least 16 and a half years old to ride a motorcycle and obtain a motorcycle endorsement on their Indiana driver’s license. A motorcycle endorsement can be obtained in two ways. Indiana residents who are at least 16 years and 90 days old must complete an approved driver education course and a motorcycle safety course authorized by Ride Safe Indiana.
Indiana residents who are at least 16 years and 270 days old must pass a knowledge test if their license has been expired for over 180 days. In addition, they must pass a motorcycle knowledge test, obtain a motorcycle learner’s permit, and pass a motorcycle skills test authorized by Ride Safe Indiana.
Following the completion of these requirements, motorcyclists must also pass a vision screening or provide vision screening documentation. If you are under the age of 18, you must have a parent or guardian sign an Agreement of Financial Liability.
Indiana Motorcycle Insurance Requirements
To ride a motorcycle in Indiana, you must have motorcycle insurance and show proof of insurance before registering your motorcycle. The following is the minimum requirements for liability insurance:
- $25,000 bodily injury per person
- $50,000 for bodily injury per accident
- $25,000 for property damage per accident
As motorcyclists are highly exposed on their bikes, it is important to get as much coverage as possible to ensure you are financially protected in the event of a wreck.
Traffic Regulations for Motorcyclists in Indiana
Motorcyclists are required to follow any traffic regulations that apply to passenger cars and other vehicles. In addition to these traffic laws, no more than two motorcyclists may drive side-by-side in a single traffic lane. Motorcycles are also entitled to the full use of the traffic lane and may not deprive another vehicle of the full use of the lane, otherwise known as lane splitting.
Frequently Asked Questions
Can I ride a motorcycle in Indiana without a license?
No. You must have either a valid motorcycle endorsement on your Indiana driver’s license or a motorcycle learner’s permit to operate a motorcycle legally.
Is lane splitting legal in Indiana?
No. Lane splitting—riding between lanes of traffic—is illegal in Indiana. Motorcycles have the same rights and responsibilities as other vehicles and are entitled to a full lane.
Do I need insurance to register my motorcycle in Indiana?
Yes. You must provide proof of minimum liability insurance before registering your motorcycle. Failure to maintain insurance can result in penalties and license suspension.
What happens if I get caught riding without a helmet in Indiana?
If you are under 18 or have a learner’s permit, you can be fined for not wearing a helmet and eye protection. While adults are not legally required to wear helmets, doing so is strongly recommended for safety.
Injured in a Motorcycle Accident? Contact an Attorney Today.
Motorcycles offer a thrilling way to travel, but accidents can be devastating. If you or a loved one has been injured in a motorcycle crash in Indiana, our experienced motorcycle accident attorneys can help you pursue the compensation you deserve. Contact us today for a free consultation!
